What Level 3 is and why it lowers fees

Updated 11/9/2026

Business and purchasing cards cost less to process when you send extra detail with the payment — tax amount, customer code, and line items. This is called Level 3 data.

Integrater builds this data from your QuickBooks invoices, fills any gaps with sensible defaults, checks every field against card brand rules, and sends it with the payment. Your QuickBooks invoices are never changed.

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