How surcharging works

Updated 11/9/2026

Surcharging adds a small fee to credit card payments to cover processing costs.

  • The surcharge is capped at 3% of the payment.
  • It applies to credit cards only — never to debit or prepaid cards.
  • It is not allowed in some states; Integrater blocks it automatically by billing ZIP.

Turn it on and set your rate in Settings → Surcharging.

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